Can My Credit Score Be Improved?

YES. You are not stuck with the score you have. You can always make it better and it’s not as difficult as you may think.

How Quickly Can My Credit Score Change?

For Maintaining a Healthy Score

  • Pay your bills on time
  • Pay off debt
  • Keep credit card debt and other revolving credit balances low
  • Apply for and open new accounts only if necessary
  • Do not close unused credit cards
  • Avoid generating multiple hard inquires by applying for new credit

Your score changes quickly and it’s not uncommon to see changes on a daily basis. Keep in mind, score changes depend on when your creditors report to the bureaus too. If you are curious to find out when a payment will be reflected in your credit history, ask your creditors for their reporting schedule.

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Score & Credit Basics

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