About BestQualify

BestQualify is free mortgage-credit education from Credit Technologies, Inc., a mortgage credit reporting agency since 1990. We invented mortgage credit rescoring in 1997. Since then we have helped thousands of homebuyers qualify for better loans and better terms.

BestQualify exists to show you where your credit stands with mortgage lenders, what a better score is worth, and how to get there before you apply.

We do not make loans, quote rates, or decide who qualifies. Mortgage lenders pay Credit Technologies for credit reports and rescoring; you never pay us, and you can use any lender.

Thomas Conwell founded Credit Technologies in 1990 and still leads it. A past president of the National Consumer Reporting Association, he reviews every BestQualify guide before it's published, with CTI's Score Express and Compliance teams.