Learn Your Way Home

curated credit expertise with

David Perez

David Perez

NMLS #224827

Owner & Mortgage Broker

Learn More about your mortgage professional:

Hi, this is David Perez, Broker/Owner of Direct Partner Mortgage LLC. This is where you can order your full tri-merged residential mortgage credit report and view your true and accurate mortgage fico scores from all three major credit bureaus.

This will be an important part of the mortgage process and be integrated into your mortgage loan application. Once you’ve ordered your report here, you will not be charged for this report at the closing. I look forward to working with you! Thanks, David

Direct Partner Mortgage, LLC
NMLS #: 2277133

David Perez

NMLS #224827

Owner & Mortgage Broker

Direct Partner Mortgage, LLC

Certifications: n/a

Learn More about your mortgage professional:

Hi, this is David Perez, Broker/Owner of Direct Partner Mortgage LLC. This is where you can order your full tri-merged residential mortgage credit report and view your true and accurate mortgage fico scores from all three major credit bureaus.

This will be an important part of the mortgage process and be integrated into your mortgage loan application. Once you’ve ordered your report here, you will not be charged for this report at the closing. I look forward to working with you! Thanks, David

Direct Partner Mortgage, LLC
NMLS #: 2277133

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Learn Your Way Home

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Score & Credit Basics

Learn all about credit scores, credit reports, scoring models and more.

Mortgage Essentials

Learn all about mortgage rates, types of loans, cost breakdown, and more.​

Buyer Alert

Learn all about trigger leads, things to be aware as a home buyer, mortgage relief, and more.

Credit IQ

Test your credit knowledge with our Credit IQ quizzes. Are you ready to be a homebuyer?

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What is your score sense?

Score & Credit Basics Quiz

1 / 8

A soft inquiry will not affect my credit score

2 / 8

Credit scores fluctuate frequently

3 / 8

The mortgage industry uses Vantage Scoring instead of FICO

4 / 8

If I have a high income, I will have a higher credit score

5 / 8

Closing an account can negatively affect my credit score

6 / 8

A delinquent payment does not affect my credit score

7 / 8

It takes a long time to improve a credit score.

8 / 8

I can check my credit for free once a year

Your score is

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Do you know what’s on your credit report?

Mortgage Essentials Quiz

1 / 9

Having late payments are acceptable as long as I pay

2 / 9

Bad credit stays with me forever

3 / 9

Rental history will appear on my credit report

4 / 9

My credit report includes my medical history

5 / 9

My credit report includes my social security number

6 / 9

I should not buy furniture for my new home before closing

7 / 9

Poor credit history can prevent me from getting hired

8 / 9

Leasing a new vehicle will result in a hard inquiry on my credit report

9 / 9

If I pay an account in full, it’s removed from my credit report

Your score is

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Do you have the know-how to score a mortgage?

Buyer Alert Quiz

1 / 10

Trigger leads are illegal.

2 / 10

Mortgage relief companies can keep your home out of foreclose for a fee.

3 / 10

I do not need a credit repair company to help improve my score.

4 / 10

There is no such thing as a legitimate credit repair company.

5 / 10

There are rules that debt collectors must follow when trying to collect a debt.

6 / 10

It’s ok to omit something from your mortgage application if your lender says it’s OK.

7 / 10

Buying a tradeline can hurt my credit score if the owner of the tradeline defaults on the loan.

8 / 10

If I need a mortgage modification, the best place to start is by contacting my mortgage company.

9 / 10

You can go to jail if you provide false information on your mortgage application.

10 / 10

Opting out of trigger leads guarantees I won’t be contacted.

Your score is

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David Perez

Owner & Mortgage Broker

NMLS #224827