Learn Your Way Home

curated credit expertise with

David Perez

David Perez

NMLS #224827

Owner & Mortgage Broker

Learn More about your mortgage professional:

Hi, this is David Perez, Broker/Owner of Direct Partner Mortgage LLC. This is where you can order your full tri-merged residential mortgage credit report and view your true and accurate mortgage fico scores from all three major credit bureaus.

This will be an important part of the mortgage process and be integrated into your mortgage loan application. Once you’ve ordered your report here, you will not be charged for this report at the closing. I look forward to working with you! Thanks, David

Direct Partner Mortgage, LLC
NMLS #: 2277133

David Perez

NMLS #224827

Owner & Mortgage Broker

Direct Partner Mortgage, LLC

Certifications: n/a

Learn More about your mortgage professional:

Hi, this is David Perez, Broker/Owner of Direct Partner Mortgage LLC. This is where you can order your full tri-merged residential mortgage credit report and view your true and accurate mortgage fico scores from all three major credit bureaus.

This will be an important part of the mortgage process and be integrated into your mortgage loan application. Once you’ve ordered your report here, you will not be charged for this report at the closing. I look forward to working with you! Thanks, David

Direct Partner Mortgage, LLC
NMLS #: 2277133

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Learn Your Way Home

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Score & Credit Basics

Learn all about credit scores, credit reports, scoring models and more.

Mortgage Essentials

Learn all about mortgage rates, types of loans, cost breakdown, and more.​

Buyer Alert

Learn all about trigger leads, things to be aware as a home buyer, mortgage relief, and more.

Credit IQ

Test your credit knowledge with our Credit IQ quizzes. Are you ready to be a homebuyer?

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What is your score sense?

Score & Credit Basics Quiz

1 / 8

It takes a long time to improve a credit score.

2 / 8

Closing an account can negatively affect my credit score

3 / 8

A delinquent payment does not affect my credit score

4 / 8

I can check my credit for free once a year

5 / 8

A soft inquiry will not affect my credit score

6 / 8

The mortgage industry uses Vantage Scoring instead of FICO

7 / 8

Credit scores fluctuate frequently

8 / 8

If I have a high income, I will have a higher credit score

Your score is

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Do you know what’s on your credit report?

Mortgage Essentials Quiz

1 / 9

I should not buy furniture for my new home before closing

2 / 9

Bad credit stays with me forever

3 / 9

Leasing a new vehicle will result in a hard inquiry on my credit report

4 / 9

If I pay an account in full, it’s removed from my credit report

5 / 9

Rental history will appear on my credit report

6 / 9

Having late payments are acceptable as long as I pay

7 / 9

My credit report includes my medical history

8 / 9

My credit report includes my social security number

9 / 9

Poor credit history can prevent me from getting hired

Your score is

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Do you have the know-how to score a mortgage?

Buyer Alert Quiz

1 / 10

Mortgage relief companies can keep your home out of foreclose for a fee.

2 / 10

Buying a tradeline can hurt my credit score if the owner of the tradeline defaults on the loan.

3 / 10

If I need a mortgage modification, the best place to start is by contacting my mortgage company.

4 / 10

It’s ok to omit something from your mortgage application if your lender says it’s OK.

5 / 10

I do not need a credit repair company to help improve my score.

6 / 10

Trigger leads are illegal.

7 / 10

You can go to jail if you provide false information on your mortgage application.

8 / 10

There are rules that debt collectors must follow when trying to collect a debt.

9 / 10

Opting out of trigger leads guarantees I won’t be contacted.

10 / 10

There is no such thing as a legitimate credit repair company.

Your score is

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David Perez

Owner & Mortgage Broker

NMLS #224827