Travis Palm

Residential Mortgage Loan Originator

NMLS #220102

NMLS

#164925

Company Phone

Address

13801 Nutty Brown Rd
Austin, TX 78737

About


Palm Lending, LLC is an Equal Housing Lender.

LEARN Your Way Home with Travis Palm

Get to know your mortgage professional, browse popular content and gain knowledge that will lead you to qualify for the best possible mortgage rates and terms available!

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Score & Credit Basics

Learn all about credit scores, credit reports, scoring models and more.

Mortgage Essentials

Learn all about mortgage rates, types of loans, cost breakdown, and more.​

Buyer Alert

Learn all about trigger leads, things to be aware as a home buyer, mortgage relief, and more.

Credit IQ

Test your credit knowledge with our Credit IQ quizzes. Don't worry, they're all 10 questions or less and you'll receive instant results with the ability to try as many times as you'd like.

Score & Credit Basics​

0%

What is your score sense?

Score & Credit Basics Quiz

1 / 8

The mortgage industry uses Vantage Scoring instead of FICO

2 / 8

A soft inquiry will not affect my credit score

3 / 8

It takes a long time to improve a credit score.

4 / 8

Closing an account can negatively affect my credit score

5 / 8

A delinquent payment does not affect my credit score

6 / 8

If I have a high income, I will have a higher credit score

7 / 8

I can check my credit for free once a year

8 / 8

Credit scores fluctuate frequently

Mortgage Essentials​

0%

Do you know what’s on your credit report?

Mortgage Essentials Quiz

1 / 9

My credit report includes my medical history

2 / 9

Leasing a new vehicle will result in a hard inquiry on my credit report

3 / 9

Poor credit history can prevent me from getting hired

4 / 9

Rental history will appear on my credit report

5 / 9

My credit report includes my social security number

6 / 9

If I pay an account in full, it’s removed from my credit report

7 / 9

Bad credit stays with me forever

8 / 9

Having late payments are acceptable as long as I pay

9 / 9

I should not buy furniture for my new home before closing

Buyer Alert

0%

Do you have the know-how to score a mortgage?

Buyer Alert Quiz

1 / 10

If I need a mortgage modification, the best place to start is by contacting my mortgage company.

2 / 10

Buying a tradeline can hurt my credit score if the owner of the tradeline defaults on the loan.

3 / 10

Trigger leads are illegal.

4 / 10

There are rules that debt collectors must follow when trying to collect a debt.

5 / 10

You can go to jail if you provide false information on your mortgage application.

6 / 10

Opting out of trigger leads guarantees I won’t be contacted.

7 / 10

I do not need a credit repair company to help improve my score.

8 / 10

There is no such thing as a legitimate credit repair company.

9 / 10

Mortgage relief companies can keep your home out of foreclose for a fee.

10 / 10

It’s ok to omit something from your mortgage application if your lender says it’s OK.

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Travis Palm
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Palm Lending, LLC

Travis Palm

Residential Mortgage Loan Originator

NMLS #220102

Table of Contents

Travis Palm

Residential Mortgage Loan Originator

NMLS #220102

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