Learn Your Way Home

curated credit expertise with

Shannon Connelly

Shannon Connelly

NMLS #269764

Sr. Mortgage Loan Originator

Learn More about your mortgage professional:

Hi there! I’m Shannon Connelly, a Senior Mortgage Loan Originator, and I’ve been navigating the maze of the mortgage world for 26 years now. For the past 13 years, I’ve been lucky enough to call Universal Lending my professional home. I also have a Master’s degree in Psychology from McNeese State University, so rest assured, I understand people just as well as numbers.

I’m a Lafayette local – lived here for 28 fantastic years. When I’m not crunching numbers or sealing deals, you’ll find me spending quality time with my husband, our two awesome daughters, and our two lovable dogs. Cooking is my jam, and I love diving into a good book or taking a refreshing swim. I’m a live music junkie, and I absolutely adore traveling, especially if it means visiting my daughters wherever they may be at the moment. Looking for a mortgage? Whether it’s your first home or your next, I’m here to guide you through all your options and find the perfect fit for you. Let’s chat and get started on making your dream home a reality!

Universal Lending Services, Inc.
NMLS #: 88017

Shannon Connelly

NMLS #269764

Sr. Mortgage Loan Originator

Universal Lending Services, Inc.

Certifications: n/a

Learn More about your mortgage professional:

Hi there! I’m Shannon Connelly, a Senior Mortgage Loan Originator, and I’ve been navigating the maze of the mortgage world for 26 years now. For the past 13 years, I’ve been lucky enough to call Universal Lending my professional home. I also have a Master’s degree in Psychology from McNeese State University, so rest assured, I understand people just as well as numbers.

I’m a Lafayette local – lived here for 28 fantastic years. When I’m not crunching numbers or sealing deals, you’ll find me spending quality time with my husband, our two awesome daughters, and our two lovable dogs. Cooking is my jam, and I love diving into a good book or taking a refreshing swim. I’m a live music junkie, and I absolutely adore traveling, especially if it means visiting my daughters wherever they may be at the moment. Looking for a mortgage? Whether it’s your first home or your next, I’m here to guide you through all your options and find the perfect fit for you. Let’s chat and get started on making your dream home a reality!

Universal Lending Services, Inc.
NMLS #: 88017

credit expertise curated, just for you

Learn Your Way Home

Trending Topics

Browse All

Score & Credit Basics

Learn all about credit scores, credit reports, scoring models and more.

Mortgage Essentials

Learn all about mortgage rates, types of loans, cost breakdown, and more.​

Buyer Alert

Learn all about trigger leads, things to be aware as a home buyer, mortgage relief, and more.

Credit IQ

Test your credit knowledge with our Credit IQ quizzes. Are you ready to be a homebuyer?

0%

What is your score sense?

Score & Credit Basics Quiz

1 / 8

The mortgage industry uses Vantage Scoring instead of FICO

2 / 8

If I have a high income, I will have a higher credit score

3 / 8

Closing an account can negatively affect my credit score

4 / 8

It takes a long time to improve a credit score.

5 / 8

A delinquent payment does not affect my credit score

6 / 8

I can check my credit for free once a year

7 / 8

A soft inquiry will not affect my credit score

8 / 8

Credit scores fluctuate frequently

Your score is

LinkedIn Facebook VKontakte
0%

0%

Do you know what’s on your credit report?

Mortgage Essentials Quiz

1 / 9

Having late payments are acceptable as long as I pay

2 / 9

My credit report includes my medical history

3 / 9

Leasing a new vehicle will result in a hard inquiry on my credit report

4 / 9

Bad credit stays with me forever

5 / 9

My credit report includes my social security number

6 / 9

If I pay an account in full, it’s removed from my credit report

7 / 9

Poor credit history can prevent me from getting hired

8 / 9

Rental history will appear on my credit report

9 / 9

I should not buy furniture for my new home before closing

Your score is

LinkedIn Facebook VKontakte
0%

0%

Do you have the know-how to score a mortgage?

Buyer Alert Quiz

1 / 10

Buying a tradeline can hurt my credit score if the owner of the tradeline defaults on the loan.

2 / 10

Mortgage relief companies can keep your home out of foreclose for a fee.

3 / 10

It’s ok to omit something from your mortgage application if your lender says it’s OK.

4 / 10

Opting out of trigger leads guarantees I won’t be contacted.

5 / 10

If I need a mortgage modification, the best place to start is by contacting my mortgage company.

6 / 10

I do not need a credit repair company to help improve my score.

7 / 10

You can go to jail if you provide false information on your mortgage application.

8 / 10

Trigger leads are illegal.

9 / 10

There are rules that debt collectors must follow when trying to collect a debt.

10 / 10

There is no such thing as a legitimate credit repair company.

Your score is

LinkedIn Facebook VKontakte
0%

Shannon Connelly

Sr. Mortgage Loan Originator

NMLS #269764