Joseph Prettner

SVP Compliance Operations & Project Manager

NMLS #XXXXXX

NMLS

#411500

Company Phone

(877) 788-3520

Address

2907 Butterfield Rd Ste 200
Oak Brook, IL 60523

About

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The Federal Savings Bank is an Equal Housing Lender.

LEARN Your Way Home with Joseph Prettner

Get to know your mortgage professional, browse popular content and gain knowledge that will lead you to qualify for the best possible mortgage rates and terms available!

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Score & Credit Basics

Learn all about credit scores, credit reports, scoring models and more.

Mortgage Essentials

Learn all about mortgage rates, types of loans, cost breakdown, and more.​

Buyer Alert

Learn all about trigger leads, things to be aware as a home buyer, mortgage relief, and more.

Credit IQ

Test your credit knowledge with our Credit IQ quizzes. Don't worry, they're all 10 questions or less and you'll receive instant results with the ability to try as many times as you'd like.

Score & Credit Basics​

0%

What is your score sense?

Score & Credit Basics Quiz

1 / 8

A soft inquiry will not affect my credit score

2 / 8

A delinquent payment does not affect my credit score

3 / 8

If I have a high income, I will have a higher credit score

4 / 8

Credit scores fluctuate frequently

5 / 8

It takes a long time to improve a credit score.

6 / 8

The mortgage industry uses Vantage Scoring instead of FICO

7 / 8

Closing an account can negatively affect my credit score

8 / 8

I can check my credit for free once a year

Mortgage Essentials​

0%

Do you know what’s on your credit report?

Mortgage Essentials Quiz

1 / 9

Bad credit stays with me forever

2 / 9

My credit report includes my social security number

3 / 9

Poor credit history can prevent me from getting hired

4 / 9

My credit report includes my medical history

5 / 9

If I pay an account in full, it’s removed from my credit report

6 / 9

I should not buy furniture for my new home before closing

7 / 9

Having late payments are acceptable as long as I pay

8 / 9

Leasing a new vehicle will result in a hard inquiry on my credit report

9 / 9

Rental history will appear on my credit report

Buyer Alert

0%

Do you have the know-how to score a mortgage?

Buyer Alert Quiz

1 / 10

It’s ok to omit something from your mortgage application if your lender says it’s OK.

2 / 10

Buying a tradeline can hurt my credit score if the owner of the tradeline defaults on the loan.

3 / 10

Trigger leads are illegal.

4 / 10

If I need a mortgage modification, the best place to start is by contacting my mortgage company.

5 / 10

I do not need a credit repair company to help improve my score.

6 / 10

You can go to jail if you provide false information on your mortgage application.

7 / 10

There is no such thing as a legitimate credit repair company.

8 / 10

There are rules that debt collectors must follow when trying to collect a debt.

9 / 10

Mortgage relief companies can keep your home out of foreclose for a fee.

10 / 10

Opting out of trigger leads guarantees I won’t be contacted.

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Joseph Prettner
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The Federal Savings Bank

Joseph Prettner

SVP Compliance Operations & Project Manager

NMLS #XXXXXX

Table of Contents

Joseph Prettner

SVP Compliance Operations & Project Manager

NMLS #XXXXXX

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