Joseph Prettner

SVP Compliance Operations & Project Manager

NMLS #XXXXXX

Company

The Federal Savings Bank

NMLS

#411500

Company Phone

(877) 788-3520

Address

2907 Butterfield Rd Ste 200
Oak Brook, IL 60523

About

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The Federal Savings Bank is an Equal Housing Lender.
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LEARN Your Way Home with Joseph Prettner

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Score & Credit Basics

Learn all about credit scores, credit reports, scoring models and more.

Mortgage Essentials

Learn all about mortgage rates, types of loans, cost breakdown, and more.​

Buyer Alert

Learn all about trigger leads, things to be aware as a home buyer, mortgage relief, and more.

Credit IQ

Test your credit knowledge with our Credit IQ quizzes. Don't worry, they're all 10 questions or less and you'll receive instant results with the ability to try as many times as you'd like.

Score & Credit Basics​

0%

What is your score sense?

Score & Credit Basics Quiz

1 / 8

A delinquent payment does not affect my credit score

2 / 8

If I have a high income, I will have a higher credit score

3 / 8

It takes a long time to improve a credit score.

4 / 8

The mortgage industry uses Vantage Scoring instead of FICO

5 / 8

Closing an account can negatively affect my credit score

6 / 8

I can check my credit for free once a year

7 / 8

A soft inquiry will not affect my credit score

8 / 8

Credit scores fluctuate frequently

Your score is

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Mortgage Essentials​

0%

Do you know what’s on your credit report?

Mortgage Essentials Quiz

1 / 9

I should not buy furniture for my new home before closing

2 / 9

Bad credit stays with me forever

3 / 9

My credit report includes my social security number

4 / 9

Rental history will appear on my credit report

5 / 9

Leasing a new vehicle will result in a hard inquiry on my credit report

6 / 9

Poor credit history can prevent me from getting hired

7 / 9

My credit report includes my medical history

8 / 9

If I pay an account in full, it’s removed from my credit report

9 / 9

Having late payments are acceptable as long as I pay

Your score is

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Buyer Alert

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Do you have the know-how to score a mortgage?

Buyer Alert Quiz

1 / 10

There are rules that debt collectors must follow when trying to collect a debt.

2 / 10

You can go to jail if you provide false information on your mortgage application.

3 / 10

Mortgage relief companies can keep your home out of foreclose for a fee.

4 / 10

I do not need a credit repair company to help improve my score.

5 / 10

Opting out of trigger leads guarantees I won’t be contacted.

6 / 10

Buying a tradeline can hurt my credit score if the owner of the tradeline defaults on the loan.

7 / 10

Trigger leads are illegal.

8 / 10

It’s ok to omit something from your mortgage application if your lender says it’s OK.

9 / 10

If I need a mortgage modification, the best place to start is by contacting my mortgage company.

10 / 10

There is no such thing as a legitimate credit repair company.

Your score is

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Joseph Prettner
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 The Federal Savings Bank

Joseph Prettner

SVP Compliance Operations & Project Manager

NMLS #XXXXXX

Continue With Joseph

Table of Contents

Joseph Prettner

SVP Compliance Operations & Project Manager

NMLS #XXXXXX

Continue With Joseph
Credit Technologies Inc.®, the power behind BestQualify, has over thirty years of experience enabling home buyers like you to qualify for the best possible mortgage rates and terms available. We have the technology and the tools you need to get your score to the next level.

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