Doug Presley

Mortgage Advisor

NMLS #1967246

Company

Palm Lending, LLC

NMLS

#164925

Company Phone

(512) 535-2549

Address

13801 Nutty Brown Rd
Austin, TX 78737

About


Palm Lending, LLC is an Equal Housing Lender.
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LEARN Your Way Home with Doug Presley

Get to know your mortgage professional, browse popular content and gain knowledge that will lead you to qualify for the best possible mortgage rates and terms available!

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Score & Credit Basics

Learn all about credit scores, credit reports, scoring models and more.

Mortgage Essentials

Learn all about mortgage rates, types of loans, cost breakdown, and more.​

Buyer Alert

Learn all about trigger leads, things to be aware as a home buyer, mortgage relief, and more.

Credit IQ

Test your credit knowledge with our Credit IQ quizzes. Don't worry, they're all 10 questions or less and you'll receive instant results with the ability to try as many times as you'd like.

Score & Credit Basics​

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What is your score sense?

Score & Credit Basics Quiz

1 / 8

The mortgage industry uses Vantage Scoring instead of FICO

2 / 8

I can check my credit for free once a year

3 / 8

A delinquent payment does not affect my credit score

4 / 8

If I have a high income, I will have a higher credit score

5 / 8

Closing an account can negatively affect my credit score

6 / 8

Credit scores fluctuate frequently

7 / 8

It takes a long time to improve a credit score.

8 / 8

A soft inquiry will not affect my credit score

Your score is

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Mortgage Essentials​

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Do you know what’s on your credit report?

Mortgage Essentials Quiz

1 / 9

I should not buy furniture for my new home before closing

2 / 9

My credit report includes my medical history

3 / 9

Poor credit history can prevent me from getting hired

4 / 9

My credit report includes my social security number

5 / 9

Rental history will appear on my credit report

6 / 9

Having late payments are acceptable as long as I pay

7 / 9

Leasing a new vehicle will result in a hard inquiry on my credit report

8 / 9

If I pay an account in full, it’s removed from my credit report

9 / 9

Bad credit stays with me forever

Your score is

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Buyer Alert

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Do you have the know-how to score a mortgage?

Buyer Alert Quiz

1 / 10

Mortgage relief companies can keep your home out of foreclose for a fee.

2 / 10

You can go to jail if you provide false information on your mortgage application.

3 / 10

Trigger leads are illegal.

4 / 10

Opting out of trigger leads guarantees I won’t be contacted.

5 / 10

Buying a tradeline can hurt my credit score if the owner of the tradeline defaults on the loan.

6 / 10

If I need a mortgage modification, the best place to start is by contacting my mortgage company.

7 / 10

It’s ok to omit something from your mortgage application if your lender says it’s OK.

8 / 10

There is no such thing as a legitimate credit repair company.

9 / 10

There are rules that debt collectors must follow when trying to collect a debt.

10 / 10

I do not need a credit repair company to help improve my score.

Your score is

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Doug Presley
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 Palm Lending, LLC

Doug Presley

Mortgage Advisor

NMLS #1967246

Continue With Doug

Table of Contents

Doug Presley

Mortgage Advisor

NMLS #239263

Continue With Doug
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