Derrick Martin

Mortgage Loan Originator

NMLS #1077111



Company Phone


142 W. Platt St, Ste 118
Tampa, FL 33606


Pioneer Mortgage Funding, Inc. is an Equal Housing Lender.

LEARN Your Way Home with Derrick Martin

Get to know your mortgage professional, browse popular content and gain knowledge that will lead you to qualify for the best possible mortgage rates and terms available!

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Score & Credit Basics

Learn all about credit scores, credit reports, scoring models and more.

Mortgage Essentials

Learn all about mortgage rates, types of loans, cost breakdown, and more.​

Buyer Alert

Learn all about trigger leads, things to be aware as a home buyer, mortgage relief, and more.

Credit IQ

Test your credit knowledge with our Credit IQ quizzes. Don't worry, they're all 10 questions or less and you'll receive instant results with the ability to try as many times as you'd like.

Score & Credit Basics​


What is your score sense?

Score & Credit Basics Quiz

1 / 8

It takes a long time to improve a credit score.

2 / 8

Credit scores fluctuate frequently

3 / 8

I can check my credit for free once a year

4 / 8

A soft inquiry will not affect my credit score

5 / 8

A delinquent payment does not affect my credit score

6 / 8

Closing an account can negatively affect my credit score

7 / 8

The mortgage industry uses Vantage Scoring instead of FICO

8 / 8

If I have a high income, I will have a higher credit score

Mortgage Essentials​


Do you know what’s on your credit report?

Mortgage Essentials Quiz

1 / 9

Bad credit stays with me forever

2 / 9

Poor credit history can prevent me from getting hired

3 / 9

My credit report includes my medical history

4 / 9

I should not buy furniture for my new home before closing

5 / 9

My credit report includes my social security number

6 / 9

Rental history will appear on my credit report

7 / 9

Leasing a new vehicle will result in a hard inquiry on my credit report

8 / 9

Having late payments are acceptable as long as I pay

9 / 9

If I pay an account in full, it’s removed from my credit report

Buyer Alert


Do you have the know-how to score a mortgage?

Buyer Alert Quiz

1 / 10

Opting out of trigger leads guarantees I won’t be contacted.

2 / 10

Trigger leads are illegal.

3 / 10

Buying a tradeline can hurt my credit score if the owner of the tradeline defaults on the loan.

4 / 10

If I need a mortgage modification, the best place to start is by contacting my mortgage company.

5 / 10

You can go to jail if you provide false information on your mortgage application.

6 / 10

Mortgage relief companies can keep your home out of foreclose for a fee.

7 / 10

It’s ok to omit something from your mortgage application if your lender says it’s OK.

8 / 10

I do not need a credit repair company to help improve my score.

9 / 10

There are rules that debt collectors must follow when trying to collect a debt.

10 / 10

There is no such thing as a legitimate credit repair company.

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Derrick Martin
Pioneer Mortgage Funding, Inc.

Derrick Martin

Mortgage Loan Originator

NMLS #1077111

Table of Contents

Derrick Martin

Mortgage Loan Originator

NMLS #1077111

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