David Colclough

Mortgage Loan Originator

NMLS #2234650



Company Phone


110B S. Cedar St
Summerville, SC 29483


David Colclough sees it as both an honor and a tremendous responsibility to be entrusted with guiding his clients through the process of buying or refinancing a home or commercial property.
He is a passionate advocate for his clients’ best interests, focusing on learning what their long-term goals are, educating them on the buying process, and then ultimately guiding them to the best loan program for their needs, all while leveraging the latest technology to make the entire process as smooth and pain-free as possible. David strives to gain “clients for life” by providing World-Class, loyal service.
David is a veteran of the U.S. Marine Corps, a member of The Omega Psi Phi Fraternity, Inc. and has a bachelor’s degree in Management. He and his wife have volunteered for several years as Guardians ad Litem for abused and neglected children, and they are huge advocates for adoption. The Colcloughs serve as ministers in the Church of God (Cleveland, TN) and much of their ministry work focuses on strengthening youth and families by mentoring youth, counseling couples, and teaching Dave Ramsey’s Financial Peace University. They are the proud parents of six wonderful children. Outside of the office, he likes to spend time with his family, travel, and scuba dive.

Assets Assured Financial Services, LLC. is an Equal Housing Lender.

LEARN Your Way Home with David Colclough

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Score & Credit Basics

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Mortgage Essentials

Learn all about mortgage rates, types of loans, cost breakdown, and more.​

Buyer Alert

Learn all about trigger leads, things to be aware as a home buyer, mortgage relief, and more.

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Score & Credit Basics​


What is your score sense?

Score & Credit Basics Quiz

1 / 8

Credit scores fluctuate frequently

2 / 8

If I have a high income, I will have a higher credit score

3 / 8

I can check my credit for free once a year

4 / 8

A delinquent payment does not affect my credit score

5 / 8

It takes a long time to improve a credit score.

6 / 8

A soft inquiry will not affect my credit score

7 / 8

The mortgage industry uses Vantage Scoring instead of FICO

8 / 8

Closing an account can negatively affect my credit score

Mortgage Essentials​


Do you know what’s on your credit report?

Mortgage Essentials Quiz

1 / 9

Leasing a new vehicle will result in a hard inquiry on my credit report

2 / 9

Having late payments are acceptable as long as I pay

3 / 9

I should not buy furniture for my new home before closing

4 / 9

Bad credit stays with me forever

5 / 9

Poor credit history can prevent me from getting hired

6 / 9

Rental history will appear on my credit report

7 / 9

My credit report includes my medical history

8 / 9

My credit report includes my social security number

9 / 9

If I pay an account in full, it’s removed from my credit report

Buyer Alert


Do you have the know-how to score a mortgage?

Buyer Alert Quiz

1 / 10

Buying a tradeline can hurt my credit score if the owner of the tradeline defaults on the loan.

2 / 10

If I need a mortgage modification, the best place to start is by contacting my mortgage company.

3 / 10

Trigger leads are illegal.

4 / 10

There are rules that debt collectors must follow when trying to collect a debt.

5 / 10

Opting out of trigger leads guarantees I won’t be contacted.

6 / 10

Mortgage relief companies can keep your home out of foreclose for a fee.

7 / 10

I do not need a credit repair company to help improve my score.

8 / 10

You can go to jail if you provide false information on your mortgage application.

9 / 10

It’s ok to omit something from your mortgage application if your lender says it’s OK.

10 / 10

There is no such thing as a legitimate credit repair company.

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David Colclough
Assets Assured Financial Services, LLC

David Colclough

Mortgage Loan Originator

NMLS #2234650

Table of Contents

David Colclough

Mortgage Loan Originator

NMLS #2234650

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