South Dakota · assistance programs
South Dakota homebuyer assistance
BestQualify separates the state program’s own rule from the first mortgage and from a lender’s overlay.
Verified for numeric use
- Program
- First-Time Homebuyer + Fixed Rate Plus
- Assistance type
- Assistance linked to first mortgage
- Amount / maximum
- Up to 3% loan amount
- Minimum score
- 620
- What changes at a score tier
- No verified score tier
- First-mortgage types
- Program-specific
- Homebuyer education
- Program-specific
- Repayment / forgiveness
- Program-specific
Source record
Agency: South Dakota Housing Development Authority
Primary source: SDHDA Homebuyer Programs
Source effective / published: not stated
Last verified by CTI research: 2026-09-23
Section: Program overview