South Carolina · assistance programs
South Carolina homebuyer assistance
BestQualify separates the state program’s own rule from the first mortgage and from a lender’s overlay.
Verified for numeric use
- Program
- Palmetto Home Advantage
- Assistance type
- Forgivable DPA
- Amount / maximum
- 0%, 3%, or 4% options in current materials
- Minimum score
- 640; some manual FHA scenarios higher
- What changes at a score tier
- No verified score tier
- First-mortgage types
- Program-specific
- Homebuyer education
- Required
- Repayment / forgiveness
- Program-specific
Source record
Agency: SC Housing
Primary source: SC Housing Homebuyer Programs
Source effective / published: not stated
Last verified by CTI research: 2026-09-23
Section: Program overview