Rhode Island · assistance programs
Rhode Island homebuyer assistance
BestQualify separates the state program’s own rule from the first mortgage and from a lender’s overlay.
Verified for numeric use
- Program
- Extra Assistance / 15kDPA
- Assistance type
- Second / deferred assistance
- Amount / maximum
- Extra Assistance up to 6% or $20,000; 15kDPA $15,000
- Minimum score
- 620 Extra Assistance; 660 15kDPA
- What changes at a score tier
- Assistance product changes at score tier
- First-mortgage types
- Program-specific
- Homebuyer education
- Program-specific
- Repayment / forgiveness
- Product-specific
Source record
Agency: RIHousing
Primary source: RIHousing Extra Assistance
Source effective / published: not stated
Last verified by CTI research: 2026-09-23
Section: Program overview