Pennsylvania · assistance programs

Pennsylvania homebuyer assistance

BestQualify separates the state program’s own rule from the first mortgage and from a lender’s overlay.

Verified for numeric use

Program
Keystone Advantage Assistance Loan
Assistance type
Second mortgage
Amount / maximum
Up to 4% of purchase price/market value or program cap
Minimum score
660
What changes at a score tier
No verified score tier
First-mortgage types
Program-specific
Homebuyer education
Program-specific
Repayment / forgiveness
Repayable second

Source record

Agency: Pennsylvania Housing Finance Agency
Primary source: PHFA Homebuyer Assistance
Source effective / published: not stated
Last verified by CTI research: 2026-09-23
Section: Keystone Advantage