Oregon · assistance programs
Oregon homebuyer assistance
BestQualify separates the state program’s own rule from the first mortgage and from a lender’s overlay.
Verified for numeric use
- Program
- Flex Lending
- Assistance type
- DPA + first mortgage
- Amount / maximum
- 4% or 5% options in program materials
- Minimum score
- 620 AUS; 640 manual
- What changes at a score tier
- Underwriting path changes the score floor
- First-mortgage types
- Program-specific
- Homebuyer education
- Required
- Repayment / forgiveness
- Program-specific
Source record
Agency: Oregon Housing and Community Services
Primary source: OHCS Flex Lending
Source effective / published: not stated
Last verified by CTI research: 2026-09-23
Section: Program overview