Ohio · assistance programs
Ohio homebuyer assistance
BestQualify separates the state program’s own rule from the first mortgage and from a lender’s overlay.
Verified for numeric use
- Program
- OHFA Homebuyer + DPA
- Assistance type
- DPA second / assistance
- Amount / maximum
- 3% conventional / 3.5% government in current materials
- Minimum score
- 640 conventional/USDA/VA; 650 FHA
- What changes at a score tier
- Different score floors by first mortgage type
- First-mortgage types
- Program-specific
- Homebuyer education
- Program-specific
- Repayment / forgiveness
- Program-specific
Source record
Agency: Ohio Housing Finance Agency
Primary source: OHFA Homebuyer Programs / Rate Sheet
Source effective / published: 2026-09-23 current rates
Last verified by CTI research: 2026-09-23
Section: Program overview