North Dakota · assistance programs

North Dakota homebuyer assistance

BestQualify separates the state program’s own rule from the first mortgage and from a lender’s overlay.

Verified for numeric use

Program
DCA / Start
Assistance type
Down-payment / closing-cost credit
Amount / maximum
Up to 3% of first mortgage
Minimum score
No separate numeric minimum stated on current consumer page
What changes at a score tier
No program score tier on current page
First-mortgage types
Program-specific
Homebuyer education
Required for DCA
Repayment / forgiveness
Program-specific

Source record

Agency: North Dakota Housing Finance Agency
Primary source: NDHFA Homeownership Programs
Source effective / published: not stated
Last verified by CTI research: 2026-09-23
Section: DCA / Start / FAQ