North Carolina · assistance programs
North Carolina homebuyer assistance
BestQualify separates the state program’s own rule from the first mortgage and from a lender’s overlay.
Verified for numeric use
- Program
- NC Home Advantage + DPA
- Assistance type
- Forgivable assistance
- Amount / maximum
- Up to 3%; special $15,000 option for qualifying first-time/military buyers
- Minimum score
- 640; manufactured 660
- What changes at a score tier
- No verified score tier
- First-mortgage types
- Program-specific
- Homebuyer education
- Program-specific
- Repayment / forgiveness
- Common DPA forgives in years 11–15
Source record
Agency: North Carolina Housing Finance Agency
Primary source: NCHFA Home Buyers
Source effective / published: not stated
Last verified by CTI research: 2026-09-23
Section: Program overview