Georgia · assistance programs
Georgia homebuyer assistance
BestQualify separates the state program’s own rule from the first mortgage and from a lender’s overlay.
Verified for numeric use
- Program
- Georgia Dream
- Assistance type
- Program-specific
- Amount / maximum
- Not stated
- Minimum score
- 640; manufactured housing 660
- What changes at a score tier
- 640–699 DTI below 45%; 700+ follows AUS within program limits
- First-mortgage types
- FHA, VA, USDA, conventional
- Homebuyer education
- Required
- Repayment / forgiveness
- Program-specific
Source record
Agency: Georgia Department of Community Affairs
Primary source: Georgia Dream Program / Seller Guide
Source effective / published: not stated
Last verified by CTI research: 2026-09-23
Section: Credit score and DTI rules