District of Columbia · assistance programs
District of Columbia homebuyer assistance
BestQualify separates the state program’s own rule from the first mortgage and from a lender’s overlay.
Verified for numeric use
- Program
- DC Open Doors
- Assistance type
- Deferred 0% non-amortizing DPA
- Amount / maximum
- 3% conventional / 3.5% FHA on current program materials
- Minimum score
- 640
- What changes at a score tier
- FHA DTI: 45% below 680; 50% at 680+
- First-mortgage types
- Conventional, FHA
- Homebuyer education
- Program-specific
- Repayment / forgiveness
- Deferred; due at 30 years, sale/transfer, refinance, or ceasing primary residence
Source record
Agency: DC Housing Finance Agency
Primary source: DC Open Doors
Source effective / published: Current page; rates updated 2026-09-10
Last verified by CTI research: 2026-09-23
Section: Eligibility & Requirements