Connecticut · assistance programs
Connecticut homebuyer assistance
BestQualify separates the state program’s own rule from the first mortgage and from a lender’s overlay.
Verified for numeric use
- Program
- Time To Own
- Assistance type
- Forgivable second
- Amount / maximum
- Up to $25,000; up to 20% down payment and 5% closing costs
- Minimum score
- No separate Time To Own minimum found
- What changes at a score tier
- No separate Time To Own score tier found
- First-mortgage types
- Requires CHFA first mortgage
- Homebuyer education
- CHFA / first-mortgage rules
- Repayment / forgiveness
- 0% no monthly payment; 10% principal forgiven annually for 10 years
Source record
Agency: Connecticut Housing Finance Authority
Primary source: CHFA Time To Own
Source effective / published: 2026-09-08
Last verified by CTI research: 2026-09-23
Section: Eligibility / Benefits