Arizona · assistance programs
Arizona homebuyer assistance
BestQualify separates the state program’s own rule from the first mortgage and from a lender’s overlay.
Verified for numeric use
- Program
- Arizona Is Home
- Assistance type
- Closing-cost / down-payment assistance
- Amount / maximum
- 4%
- Minimum score
- 620
- What changes at a score tier
- 620 minimum across listed FHA/VA/USDA/HUD 184 products
- First-mortgage types
- FHA, VA, USDA, HUD 184
- Homebuyer education
- Required
- Repayment / forgiveness
- 2026 term described as non-forgivable; due on sale/refi
Source record
Agency: Arizona Industrial Development Authority
Primary source: Arizona Is Home DPA
Source effective / published: 2026 program; update effective 2026-07-01
Last verified by CTI research: 2026-09-23
Section: Mortgage Loan Products